Mortgage Fitness Plan

GYM News & Market Updates

Mortgage, housing and property news that matters — summarised in plain English, with a clear view of what every change means for your home-buying journey.

A UK terraced street beside an upward trending market chart, illustrating the trade-off between waiting and buying
Mortgage Market24 July 20267 min read

Mortgage rates or house prices: what are you really waiting for?

Mortgage rates could fall. House prices could rise. So is waiting actually saving you money? Use the GYM Wait-or-Buy Calculator to test the trade-off with your own numbers.

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More updates coming soon

GYM News & Market Updates is your ongoing home for the mortgage, housing and property stories that actually affect your journey. We'll keep adding new articles as the market evolves — so it's always worth checking back.

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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