Mortgage Fitness Score
Understand your current Mortgage Fitness.
Financial Fitness, Whatever Your Goal
Get financially fit, whether or not a move is on your mind.
Training, coaching and credit tools that get you mortgage ready — one connected system, free to start.
No sign-up needed to startStart Training — Free
No sales calls, ever — just the tools to get you ready.
gettingyourmortgage.co.uk/guides/affordability
What's waiting inside
Interactive NewsOver 50 Training SessionsEducational WebinarsUnique CalculatorsHome Buying Agentand plenty more
Proud to Partner with
Mortgage Matters 2Building the UK's First Mortgage Fitness Platform
Our mission is to help thousands of homebuyers become Mortgage Ready before they enter the mortgage process.
Whether you're a first-time buyer, home mover or remortgage customer, GYM provides the tools, coaching and guidance to help you move forward with confidence.
A message from our Founder
Lee Brewer
Founder, GYM
I believe buying a home shouldn't depend on luck.
For 24 years I worked across every level in one of the UK's largest estate agency group including as a broker, and for the last 14 years in senior leadership. I watched people get treated differently simply because of where they are in their mortgage journey.
If you're ready to buy in nine days, everyone wants to help. If you're nine months away, you're often left to figure it out alone.
I don't believe that's right. Every future homeowner deserves guidance, encouragement and a clear plan, regardless of when they're ready.
That's why I built GYM.
— Lee Brewer
Founder, GYM
Meet GYM
Meet GYM
Your personal mortgage fitness coach.
Hi, I'm GYM.
My job is simple: to help you become mortgage ready.
Just like a fitness coach helps you prepare for a marathon, I'll help you prepare for a mortgage.
I'll assess your readiness, show you what's helping and what's holding you back, and guide you step-by-step towards your dream home with a unique plan just for you.
Whether you're a first-time buyer, moving home, or remortgaging, I'll help you focus on the actions that will have the biggest impact with a weekly check-in.
You'll always know:
Where you stand today
What to improve next
How close you are to your goal
When you're truly mortgage ready
Meet GYM
Meet GYM
Your personal mortgage fitness coach.
Hi, I'm GYM.
My job is simple: to help you become mortgage ready.
Just like a fitness coach helps you prepare for a marathon, I'll help you prepare for a mortgage.
I'll assess your readiness, show you what's helping and what's holding you back, and guide you step-by-step towards your dream home with a unique plan just for you.
Whether you're a first-time buyer, moving home, or remortgaging, I'll help you focus on the actions that will have the biggest impact with a weekly check-in.
You'll always know:
Where you stand today
What to improve next
How close you are to your goal
When you're truly mortgage ready
Dream Home Planning
Tell GYM about your future home and receive personalised guidance.
Weekly Coaching
Receive simple, personalised actions every week.
Progress Tracking
Watch your readiness improve over time.
Fitness Centre
Interactive coaching sessions that lift your Mortgage Fitness score every week.
Home Agent
Explore homes that fit your plan, backed by real UK property and market data.
Your journey to mortgage ready
01
Affordability
Work out what you can comfortably borrow.
02
Borrowing Power
Increase what lenders are willing to offer.
03
Deposit Strength
Build a stronger deposit position.
04
Mortgage Fitness
Improve the areas that matter most to lenders.
05
Getting You Moving
Step forward fully prepared and mortgage ready, with total confidence.
Private & Secure
Your data is encrypted and never shared.
Quick & Easy
Takes just 2 minutes to get started.
Expert Guidance
Built on real UK mortgage industry experience.
No Obligation
Get clarity on your position, completely free.
Follow the GYM Journey
Behind the mission to make mortgages fairer
Founder stories, product releases and Mortgage Fitness lessons — shared where you already are.
- ICO registered
- FCA-regulated advice
- Encrypted, always
- Built by UK mortgage experts
- Trust centre