My Plan/Fitness Centre
Training Session · Intermediate · 9–10 min+45 Mortgage Fitness Unlocks: AIP Ready badge

Understanding Your Agreement in Principle

An AIP is often the first real contact with a lender. Learn what it is, what it isn't, when to get one and how to protect your credit file in the process.

Welcome

Not a mortgage offer — but a big signal.

An Agreement in Principle tells estate agents you're serious and gives you a working borrowing figure. This session shows you exactly what it does, how to get one safely and when to time it.

What an AIP proves

Protect your credit file

Earn AIP Ready

Getting Your Mortgage Ltd

Financial Fitness for Home Ownership

Working out your way home.

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Legal

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Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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Mortgage Fitness Foundations

Understanding Your Agreement in Principle · 9 min · +45 XP