My Plan/Fitness Centre
Training Session · Beginner · 12 min+55 Mortgage Fitness Unlocks: Affordable Home Explorer badge

First Homes Scheme Explained

Interactive coaching on the government-backed First Homes discount — how it works, who it's for, and whether it could be worth exploring. Educational only.

Welcome

An affordable route worth knowing about.

The First Homes Scheme offers a government-backed discount for eligible first-time buyers. GYM will walk you through how it works, who it's for and how to explore it — educational only, never mortgage advice.

See how the discount reduces the price

Understand the common eligibility factors

Leave with personal next steps

Getting Your Mortgage Ltd

Financial Fitness for Home Ownership

Working out your way home.

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Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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First Homes Scheme Explained · 12 min · +55 XP