Training Session · Beginner · 10 min+45 Mortgage Fitness Unlocks: Process Confident badge

The Mortgage Process Explained

From first viewing to the keys in your hand — every stage of buying a home explained on an interactive timeline, with typical timings and the people involved.

Welcome

12–16 weeks, on average — but very variable.

Every purchase moves through the same milestones. Knowing the sequence takes the mystery out of it and helps you spot when things are drifting.

Every stage sequenced

Who does what

Earn Process Confident

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

© 2026 Getting Your Mortgage Ltd. All rights reserved.

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Mortgage Fitness Foundations

The Mortgage Process Explained · 10 min · +45 XP