Training Session · Beginner · 8–10 min+40 Mortgage Fitness Unlocks: Deposit Builder badge

Saving for Your Deposit

The deposit isn't just a target — it's a lever. See exactly how long it takes to reach each LTV band on your income, and where every % of extra deposit takes you.

Welcome

A bigger deposit doesn't just help — it multiplies.

Every 5% of deposit tends to unlock a new LTV tier of products. This session shows you exactly how far away each milestone is on your current saving rate.

Milestone Calculator

Boost your saving

Earn Deposit Builder

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

© 2026 Getting Your Mortgage Ltd. All rights reserved.

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First-Time Buyer Foundations

Saving for Your Deposit · 8 min · +35 XP