Specialist Lending
Training Session · Advanced 15 min+65 Mortgage Fitness Unlocks: Self-Build Aware

Self Build Mortgages

Building your own home is a different mortgage journey — land, stages, drawdowns and inspections all matter. This session prepares you before you speak to a specialist.

Deep-dive coming soon

The full interactive training session is in production — with the same premium standard as Understanding Debt, Budget Like a Homeowner and Self-Employed & Mortgage Ready. In the meantime, this overview covers what you'll learn and gives you a direct route to a specialist adviser today.

What you'll learn

Learning outcomes

  • What a self-build mortgage is and how it differs from a standard mortgage
  • Land purchase vs build costs
  • Stage payment mortgages
  • Arrears vs advance payment structures
  • Planning permission basics
  • Building regulations
  • Cost overruns and contingencies
  • Common documentation lenders request
  • Key risks and considerations

Premium · Specialist Adviser

Thinking of building your own home?

Self-build lending is a specialist area. A qualified adviser can help you understand stage payments, drawdown timings and lender appetite for your project.

  • Initial consultation
  • Personalised guidance
  • Access to specialist lenders (where appropriate)
  • No obligation to proceed

This is a demo — selecting an option below won't book a real consultation or trigger a real callback.

Mark as complete

Add 65 MF to your Mortgage Fitness

Confirm you've read the overview to earn the badge and Mortgage Fitness.

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Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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Specialist Lending

Self Build Mortgages · 15 min · +65 XP