Training Session · Beginner · 10–12 min+55 Mortgage Fitness Unlocks: Buy to Let Foundations badge

Understanding Buy to Let

Learn how Buy to Let works and what becoming a landlord involves.

Welcome

Buying an investment property is different from buying your own home.

A Buy to Let mortgage is designed for people buying a property to rent to tenants rather than live in themselves. Although the buying process is similar in many ways, lenders often assess Buy to Let applications differently and there are additional responsibilities that come with being a landlord.

See how BTL differs from residential

Understand landlord responsibilities

Earn Buy to Let Foundations

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Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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Understanding Buy to Let · 11 min · +55 XP