Mortgage Intelligence

The market, explained.

Every rate decision, housing figure and policy change — what happened, why it matters, and exactly what it means for your mortgage journey.

Bank of England / MPC

Bank Rate held: what it actually means for your mortgage

The Monetary Policy Committee has left Bank Rate unchanged. Here is what that changes for you today, and what it does not.

29 July 20264 min read

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

© 2026 Getting Your Mortgage Ltd. All rights reserved.

Follow GYM