Academy
Path 01 · 8 modules

First-Time Buyer Foundations

The essentials every first-time buyer needs to know.

Reward · Foundation Complete
0%0 / 8

Modules in this path

  1. 01
    Beginner· 13 min· +55 XPInteractive

    First-Time Buyer Foundations

    The orientation session — five pillars, self-assessment and your personalised action plan.

  2. 02
    Beginner· 8 min· +35 XPInteractive

    Saving for Your Deposit

    Build your deposit with a live milestone calculator.

  3. 03
    Beginner· 6 min· +30 XPInteractive

    Understanding Stamp Duty

    Work out exactly what you'll pay with the live calculator.

  4. 04
    Beginner· 7 min· +35 XPInteractive

    Understanding Loan to Value

    See where you sit today and how to move into a stronger band.

  5. 05
    Beginner· 13 min· +50 XPInteractive

    Credit Scores Explained

    How lenders actually read your credit — interactive utilisation slider, self-assessment and personalised action plan.

  6. 06
    Intermediate· 14 min· +60 XPInteractive

    Understanding Your Credit Report

    Learn how to read a UK credit report — interactive sample report, spot-the-issue challenge and personal readiness checklist. Earn Credit Detective.

  7. 07
    Beginner· 10 min· +45 XPInteractive

    How Much Can I Borrow?

    Interactive borrowing simulator plus affordability basics.

  8. 08
    Intermediate· 10 min· +45 XPInteractive

    Understanding Mortgage Types

    Fixed, tracker, offset — with a live rate-change simulator.

GYM — Your Mortgage Fitness Coach

GYM · your coach

Start with the first module — small wins build momentum.

Based on your Mortgage Fitness, I'll keep suggesting the next best module for you.

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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