Specialist Lending
Training Session · Advanced 12 min+55 Mortgage Fitness Unlocks: Commercial Aware

Commercial Mortgages

Commercial and mixed-use lending is bespoke. Lenders look at the property, the business behind it, and your track record — every case is different.

Deep-dive coming soon

The full interactive training session is in production — with the same premium standard as Understanding Debt, Budget Like a Homeowner and Self-Employed & Mortgage Ready. In the meantime, this overview covers what you'll learn and gives you a direct route to a specialist adviser today.

What you'll learn

Learning outcomes

  • Buying business premises for your own trading business
  • Mixed-use property (residential + commercial)
  • Commercial investment property
  • Typical deposit expectations
  • The role of a business plan
  • How trading history is assessed
  • Personal guarantees and directors' obligations

Premium · Specialist Adviser

Buying business premises?

A commercial mortgage adviser can shape your application, prepare the right documentation and approach the lenders most likely to help.

  • Initial consultation
  • Personalised guidance
  • Access to specialist lenders (where appropriate)
  • No obligation to proceed

This is a demo — selecting an option below won't book a real consultation or trigger a real callback.

Mark as complete

Add 55 MF to your Mortgage Fitness

Confirm you've read the overview to earn the badge and Mortgage Fitness.

Next training session

Shared Ownership Explained

Buying part of a home instead of 100% — interactive share builder and staircasing calculator.

Start Training

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

© 2026 Getting Your Mortgage Ltd. All rights reserved.

Follow GYM

Specialist Lending

Commercial Mortgages · 12 min · +55 XP