Academy
Path 06 · 10 modules

Specialist Lending

Not every mortgage fits the standard route.

Reward · Specialist Aware
0%0 / 10

Modules in this path

Premium tool

Which Specialist Mortgage might be right for you?

A one-question assessment that points you to the right training and a specialist adviser.

  1. 01
    Advanced· 15 min· +65 XPInteractive

    Self Build Mortgages

    Stage payments, planning, build costs and risks — for people building their own home.

  2. 02
    Advanced· 12 min· +55 XPInteractive

    Holiday Let Mortgages

    How holiday lets differ from BTL — income, FHL rules, occupancy and insurance.

  3. 03
    Beginner· 11 min· +55 XPInteractive

    Understanding Buy to Let

    Introductory session on how BTL differs from residential, landlord responsibilities and what makes a good investment. Earn Buy to Let Foundations.

  4. 04
    Advanced· 15 min· +65 XPInteractive

    Buy to Let Mortgages

    Personal vs limited company, stress testing, EPC and landlord basics — with a rental calculator.

  5. 05
    Beginner· 11 min· +45 XPInteractive

    Understanding Rental Yield

    How investors compare properties using rental income — interactive gross yield calculator, live gauge and ranking exercise. Earn Yield Explorer.

  6. 06
    Advanced· 12 min· +55 XPInteractive

    Portfolio Landlords

    Additional lender requirements, portfolio schedules and cash flow.

  7. 07
    Advanced· 12 min· +55 XPInteractive

    Ex-Pat Mortgages

    UK citizens abroad, returning to the UK, foreign income and currency.

  8. 08
    Advanced· 15 min· +60 XPInteractive

    Later Life Lending

    RIO, lifetime mortgages, home reversion, downsizing and inheritance.

  9. 09
    Advanced· 12 min· +55 XPInteractive

    Bridging Finance

    Short-term borrowing, auction purchases, refurbishment and exit strategies.

  10. 10
    Advanced· 12 min· +55 XPInteractive

    Commercial Mortgages

    Business premises, mixed-use, deposits, business plans and trading history.

GYM — Your Mortgage Fitness Coach

GYM · your coach

Start with the first module — small wins build momentum.

Based on your Mortgage Fitness, I'll keep suggesting the next best module for you.

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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