Specialist Lending
Training Session · Advanced 12 min+55 Mortgage Fitness Unlocks: Ex-Pat Aware

Ex-Pat Mortgages

Ex-pat lending has its own criteria — accepted countries, currencies, deposit sizes and documentation vary widely between lenders.

Deep-dive coming soon

The full interactive training session is in production — with the same premium standard as Understanding Debt, Budget Like a Homeowner and Self-Employed & Mortgage Ready. In the meantime, this overview covers what you'll learn and gives you a direct route to a specialist adviser today.

What you'll learn

Learning outcomes

  • UK citizens living abroad
  • Returning to the UK — timing and evidence
  • Foreign income considerations
  • Currency and exchange rate assumptions
  • Typical deposit expectations
  • Documentation lenders request
  • Visa considerations (where relevant)

Premium · Specialist Adviser

Buying UK property from abroad?

An ex-pat specialist can match your country, currency and employment situation to lenders who consider your circumstances.

  • Initial consultation
  • Personalised guidance
  • Access to specialist lenders (where appropriate)
  • No obligation to proceed

This is a demo — selecting an option below won't book a real consultation or trigger a real callback.

Mark as complete

Add 55 MF to your Mortgage Fitness

Confirm you've read the overview to earn the badge and Mortgage Fitness.

Next training session

Later Life Lending

RIO, lifetime mortgages, home reversion, downsizing and inheritance.

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Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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Specialist Lending

Ex-Pat Mortgages · 12 min · +55 XP