Academy
Path 02 · 8 modules

Mortgage Fitness Foundations

Get genuinely ready before you apply.

Reward · Mortgage Ready
0%0 / 8

Modules in this path

  1. 01
    Beginner· 10 min· +40 XPInteractive

    Budget Like a Homeowner

    Live planner covering every real cost of owning a home — with a Mortgage Living Score.

  2. 02
    Beginner· 7 min· +35 XPInteractive

    Understanding Council Tax

    Bands, local variation and a live monthly budget visualiser — earn Budget Builder.

  3. 03
    Beginner· 14 min· +55 XPInteractive

    Affordability Explained

    Build your own affordability model with the Income Builder, Affordability Lab and 'Could this affect affordability?' game.

  4. 04
    Beginner· 12 min· +50 XPInteractive

    Understanding Debt

    Debt myths, credit utilisation and habits — earn your Debt Fitness Score.

  5. 05
    Intermediate· 9 min· +45 XPInteractive

    Understanding Your Agreement in Principle

    AIPs, credit searches and common myths — with an interactive myth-buster and personalised action plan.

  6. 06
    Intermediate· 8 min· +45 XPInteractive

    Understanding Mortgage Fees

    The true cost of buying — with a live fees calculator.

  7. 07
    Beginner· 10 min· +45 XPInteractive

    The Mortgage Process Explained

    Every stage from viewing to keys, on an interactive timeline.

  8. 08
    Intermediate· 17 min· +60 XPInteractive

    Self-Employed & Mortgage Ready

    Business structures, SA302s, lender views and the docs to prepare.

GYM — Your Mortgage Fitness Coach

GYM · your coach

Start with the first module — small wins build momentum.

Based on your Mortgage Fitness, I'll keep suggesting the next best module for you.

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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