Academy
Path 07 · 7 modules

Alternative Routes to Buying

Every non-traditional route to home ownership — if there's another way, GYM has a session for it.

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Modules in this path

  1. 01
    Intermediate· 9 min· +45 XPInteractive

    Shared Ownership Explained

    Buying part of a home instead of 100% — interactive share builder and staircasing calculator.

  2. 02
    Intermediate· 9 min· +45 XPInteractive

    New Build Mortgages Explained

    Reservation fees, developer incentives, snagging and more — interactive incentive walkthrough.

  3. 03
    Intermediate· 10 min· +45 XPInteractive

    Freehold, Leasehold & Commonhold

    Ownership structures with an interactive comparison.

  4. 04
    Beginner· 9 min· +40 XPInteractive

    Leasehold vs Freehold

    Interactive lease-length slider, ground rent, service charges and share of freehold — earn Property Foundations.

  5. 05
    Beginner· 9 min· +45 XPInteractive

    Understanding Cladding & EWS1

    What cladding is, what an EWS1 form does, and why they can matter when buying a flat — earn Building Knowledge.

  6. 06
    Beginner· 12 min· +55 XPInteractive

    First Homes Scheme Explained

    Interactive coaching on the government-backed First Homes discount — how it works, who it's for, and whether it could be relevant. Earn Affordable Home Explorer.

  7. 07
    Intermediate· 14 min· +70 XPInteractive

    Joint Borrower Sole Proprietor (JBSP) Explained

    Interactive coaching on how family income can support affordability while you remain sole legal owner. Educational only. Earn Family Finance Expert.

GYM — Your Mortgage Fitness Coach

GYM · your coach

Start with the first module — small wins build momentum.

Based on your Mortgage Fitness, I'll keep suggesting the next best module for you.

Company details: Getting Your Mortgage Ltd. Registered office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom. ICO registration: ZC177396.

Regulatory status: GYM provides Mortgage Fitness guidance only and is not itself authorised by the Financial Conduct Authority to give regulated mortgage advice. Any regulated mortgage advice is provided by FCA-authorised advisers we introduce you to, after a full fact-find. The Mortgage Fitness Score is for guidance only and is not a mortgage offer, decision in principle or guarantee of approval.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Buy-to-let mortgages and some forms of commercial or overseas lending are not regulated by the Financial Conduct Authority.

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